Special Report Cost of Motoring

How to save money on insurance

It is tempting just to stick with your existing insurance company when it's time to renew your cover - there's no hassle after all and well, better the devil you know...

But switching your insurance could save you hundreds of pounds and it doesn't have to be that taxing. Set aside a lunch hour to get a better deal.

Here's ten top tips to help you get cheaper car insurance:

			Clever comparison Don't just shop around; shop around smartly
			Buying new? See what the dealer can offer When it pays to take advantage of incentives
			Don’t forget the basics Why honesty really could be the best policy
			Play the job title name game Describe your job differently to save
			Add a named driver… or two Why an extra person can mean cheaper cover
			Added extras mean added cost Be careful of policy add-ons
			Paying monthly? Don’t get caught out You could end up paying more than you should
			Go direct to the insurer’s site to save more Cutting out the middle man cuts costs
			Choose the right time to phone Time your call to and pocket big rewards
			Be savvy when it comes to payment How to squeeze the last penny from your insurance

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Know any clever tricks for cheaper cover?

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Added: 07 June 2010 18:39

Good article.
Don't forget to tell your insurance company if you do a low mileage and be prepared to prove it by sending copies of MOT certificate to show mileage from last year to this. If you only do 5000 miles each year as I do it could make a difference.

Geoff Lewis, Wolverhampton

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