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Insurance-friendly hatchbacks

  • A selection of some of the most popular low insurance cars
  • Our choices also include some of the best value models
  • Mixture of small and small family hatchbacks

Written by Parkers Updated: 1 February 2017

When you go to buy a car do you really pay close attention to its insurance group?

If you have settled on the type of car you are after it's fair to assume that the cars in that class are in the same insurance group.

It's not that simple - there are variations.

 

But what if you want value for money as well as low insurance? Parker's has researched the small hatchback and small family hatchback sector and we have come up with a total of ten top-value choices that are affordable, have low insurance costs, good kit levels, have half-decent performance and low running costs.

So what are the insurance-friendly hatchbacks?

Here's a selection that might suit you with like-for-like insurance quotes* from Parker's Compare:

SMALL HATCHBACKS

Citroen DS3 1.4-litre VTi 95 DSign 3dr

 

Price new: £11,700

Insurance group: 12

WHY BUY?

The DS3 puts the emphasis on style and personality. It's also got good performance and driver appeal. It is brilliant to drive and handles well. Citroen has always been very good at design and this is the best car the company has made in quite some time.

VITAL STATISTICS:
Fuel economy - 36.2mpg
CO2 emissions -
134g/km (Band C VED)
Max power - 94bhp
Kit: ESP, front, side and curtain airbags, front electric windows, CD player, MP3 connection

Parker's Compare

Swiftcover £340.91                       Total excess: £250

Motorquote Direct £399.93         Total excess: £370

Renew £400.01                               Total excess: £370 

Ford Fiesta 1.4i Edge 5dr

 

Price new £13,695

Insurance group: 8

WHY BUY?
The Ford Fiesta is one of the most popular cars in the UK. It's good looking and has always been a great car to drive. Looking at the stats, the Fiesta is loaded with kit and is placed in a low insurance group. It's one of the best small cars on the market.

VITAL STATISTICS:
Fuel economy - 34.0mpg
CO2 emissions - 133g/km (Band C VED)
Max power - 95bhp
Kit: aircon,ESP front and side airbags, front electric windows, cd player, MP3 connection
 

Parker's Compare

Swiftcover £340.91         Total excess: £250

Admiral £363.50               Total excess: £450

Barry Grainger £389.58  Total excess: £370

Vauxhall Corsa 1.4 Exclusiv (AC) 5dr

 

Price new: £13,365

Insurance group: 8

WHY BUY?
The Corsa is another popular supermini and this latest version is much more stylish than previous models and the interior has improved dramatically.

VITAL STATISTICS
Fuel economy - 31.7mpg
CO2 emissions - 129g/km (Band C VED)
Max power - 99bhp
Kit: aircon, front, side and curtain airbags, front electric windows, CD player, MP3 connection 

Parker's Compare

Swiftcover £340.91                  Total excess: £250

Motorquote Direct £356.57    Total excess: £370

Renew £359.13                          Total Excess: £250 

Skoda Fabia 1.4-litre 16v 3 5dr 

 

Price new: £12,580

Insurance group: 9

WHY BUY?
Well-built, practical and good value: the Fabia a very appealing car to own. The Czech car maker has a reputation for making reliable cars since joining the VW group and this no exception.

VITAL STATISTICS
Fuel economy - 37.3mpg
CO2 emissions - 154g/km (Band D VED)
Max power - 84bhp
Kit: alloys, climate control aircon, front, side and curtain airbags, front electric windows, CD player, MP3 connection 

Parker's Compare

Swiftcover £306.94                  Total excess: £250

Admiral£347.75                         Total excess: £250

Motorquote Direct £351.10    Total Excess: £370 

Peugeot 207 1.4-litre 16v 90 S 2-tronic (AC) 5dr 

 

Price new: £13,495

Insurance group: 9

WHY BUY?
The 207 is a favourite of many in the UK. It's roomy, well-equipped and drives well. It's good value for money and safe too. If you're after a small hatch the 207 is worth considering.

VITAL STATISTICS
Fuel economy - 36.9mpg
CO2 emissions - 146g/km (Band C VED)
Max power - 89bhp
Kit: automatic gearbox, aircon, front and side airbags, front electric windows, CD player, MP3 connection 

Parker's Compare

Swiftcover £336.92                  Total excess: £250

Admiral£363.50                         Total excess: £250

Motorquote Direct £367.48    Total Excess: £370

 

 

SMALL FAMILY HATCHBACKS

Ford Focus TDCi 136 Zetec 5dr

 

Price new: £20,945

Insurance group: 18

WHY BUY?
The Ford Focus is one of the best selling cars in the UK. The second-generation Focus is stylish, well-equipped and great to drive and the interior has an upmarket feel.

VITAL STATISTICS
Fuel economy - 42.3mpg
CO2 emissions - 144g/km (Band C VED)
Max power - 134bhp
Kit: alloys, aircon, ESP, front side and curtain airbags, traction control, front electric windows, CD player, MP3 connection 

Parker's Compare

Admiral£484.25                     Total excess: £250

Swiftcover£500.90                Total excess: £300

Green Insurance £512.88    Total Excess: £320

 

Vauxhall Astra 1.9 CDTi 8v 120 SXi 5dr

 

Price new: £20,230

Insurance group: 16

WHY BUY?
Alongside the Ford Focus, the Astra is commonplace on UK roads. The Astra is better laid-out inside than previous models and is well-equipped.

VITAL STATISTICS
Fuel economy - 50.4mpg
CO2 emissions - 157g/km (Band D VED)
Max power - 118bhp
Kit: alloys, aircon, ESP front, side and curtain airbags, traction control, front electric windows, CD player, MP3 connection 

Parker's Compare

Swiftcover £478.96                Total excess: £300

Admiral£491.60                      Total excess: £250

Green Insurance £518.12    Total Excess: £320 

 

Renault Megane 1.9dCi 130 Dynamique TomTom 5dr

 

Price new: £20,240

Insurance group: 20

WHY BUY?
The version of the Megane is much better to drive than the previous generation. Loaded with kit and fitted with a better interior, this is the reason for a higher insurance group.

VITAL STATISTICS
Fuel economy - 55.4mpg
CO2 emissions - 134g/km (Band C VED)
Max power - 129bhp
Kit: alloys, aircon, ESP,  front side and curtain airbags, traction control, front and rear electric windows, CD player, MP3 connection, Bluetooth, sat-nav

Parker's Compare

Swiftcover £441.97                 Total excess: £300

Green Insurance£466.56       Total excess: £320

Motorquote Direct £474.85   Total Excess: £370 

 

Peugeot 308 2.0 HDi 136 Sport 5dr

 

Price new: £19,445

Insurance group: 20

WHY BUY?
The 308 is smooth to drive and shares some parts from the 307 that it replaced.  It comes with a good amount of kit and should return more than 50mpg.

VITAL STATISTICS
Fuel economy - 51.4mpg
CO2 emissions - 146g/km (Band C VED)
Max power - 134bhp
Kit: alloys, aircon, front side and curtain airbags, front and rear electric windows, CD player, MP3 connection 

Parker's Compare

Swiftcover £480.97                  Total excess: £350

Admiral £515.75                         Total excess: £250

Green Insurance £555.24    Total Excess: £320 

 

Volkswagen Golf 2.0TDi 140 SE 5dr

 

 

Price new: £19,960

Insurance group: 24

WHY BUY?
'If it ain't broke'...this is the sixth generation of the VW Golf and the car seems to get better and better. It is a superb all-rounder, great to drive with an upmarket interior, but all this comes at a price - group 24 for insurance.

VITAL STATISTICS
Fuel economy - 40.0mpg
CO2 emissions - 129g/km (Band C VED)
Max power - 138bhp
Kit: alloys, aircon, ESP, front, side and curtain airbags, front and rear electric windows, CD player, MP3 connection 

Parker's Compare

Swiftcover £336.92                  Total excess: £250

Admiral £363.50                        Total excess: £250

Motorquote Direct £367.48    Total Excess: £370 

 

*Insurance quotes were taken for a single male, aged 29 years old from Cambridgeshire with three penalty points on his driving licence. 

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