Welcome to Parkers Deal Watch. On this page, you’ll find a selection of the best new car deals to sink your teeth into. This page covers both personal car leasing and PCP agreements, so there should be something here for everyone.
Before diving in, it’s important to remember that, while financing offers you the chance to drive a more upmarket or higher-spec car than you might expect, you need to walk into the agreement with your eyes open. Know the terms, and understand what those monthly payments mean for you.
Once you have your budget and are confident you can meet the payments, you’ll be amazed at the choice available.
Shop around, check what’s out there and remember to play with the finance calculator to see if you can afford a better car or drive down your monthly payments.
Table of contents
Best car lease deals
Personal Car Hire (PCH) personal leasing is the simplest way of getting behind the wheel of a brand-new car. You make an initial payment (like a deposit on a rental property), pay your monthly fees, then that’s it. You hand the car back at the end of the contract. If you like to change your car every two to three years, then leasing can be a wise choice.
However, PCH means you’ll never have the opportunity to outright own the car you’ve been driving. You’re merely leasing it, rather than making payments on it. You’ll also never be able to build up an equity, which can help contribute towards the cost of your next car finance deal.
This week’s featured deals
£356 per month over four years
Best of all? Once you’ve expelled your B-road desires and want to calm down a little, it’s still a Golf underneath, almost always the default choice of family car for the last 50 years. There’s a good boot, a comfortable ride, room for five, and a solid reliability record. While a GTI is about £100 more per month than a standard Golf, we say the extra performance makes it worth every penny.
To find out more, read our full Volkswagen Golf GTI review
Volkswagen Golf 2.0 TSI 265 GTI
Monthly cost: £356.29 (47 payments)
Initial payment: £1,068.87 (three months' payments plus zero fees)
Mileage allowance:Â 5,000 miles per year
Pros
- Excellent handling and steering
- Comfortable and refined at speed
- Generous equipment
Cons
- A Civic Type R is more thrilling
- A Golf R isn't much more money
£282 per month for two years
The best leasing deals are reserved for the plug-in hybrid models, which eliminate the third row of seats and make the car a strict five-seater. It's exceptionally efficient, and the battery doesn't make too much of a dent in the van-rivalling 745 litres of boot space. If that's not to your taste, a diesel Kodiaq will only cost you about £40 extra monthly.
To find out more, read our full Skoda Kodiaq review
Skoda Kodiaq 1.5 TSI iV 204
Monthly cost: £281.79 (23 payments)
Initial payment: £1,690.74 (six months' payments plus £2949.99 fees)
Mileage allowance:Â 5,000 miles per year
Pros
- Stylish and user-friendly cabin
- Lots of room in the back
- Hushed ambience at speed
Cons
- No driving thrills
- PHEV is only a five-seater
£507 per month over four years
It's not perfect by any stretch. It feels huge and can be ungainly in tight situations. Rear-wheel steering helps but it can't help bide the lard entirely. The range could also be better for a battery this size, but a real world range of nearly 300 miles is nothing to be sniffed at.
To find out more, read our full BMW i5 Touring review
BMW i5 Touring M60 xDrive 84kWh
Monthly cost: £507.15 (423 payments)
Initial payment: £6,085.80 (12 months' payments plus zero fees)
Mileage allowance:Â 6,000 miles per year
Pros
- Refined experience
- Inviting interior
- Good to drive
Cons
- Not the biggest boot in its class
- More range welcome
£283 per month over two years
We’d advise you to skip the GTX, as the extra motor only offers marginal performance gains and chops a fair bit off that epic battery range. Instead, go for the Pro S model with its larger 86kWh battery. It’s a usable and versatile electric car and one that’s keenly priced too. Â
To find out more, read our full Volkswagen ID.7 Tourer review
Volkswagen ID.7 Match Pro S Tourer
Monthly cost: £282.89 (23 payments, incl. VAT)
Initial payment: £3,394.68 (12 months' payment plus plus zero fees)
Mileage allowance:Â 5,000 miles per year
Pros
- Huge official range
- Nicely judged interior
- Comfort and refinement
Cons
- Infotainment still a bit fiddly
- Heat pump is optional
£240 per month over three years
While it was never exactly expensive, the Ateca is also increasingly more affordable to lease. It undercuts almost every other family SUV, including key rivals like the Hyundai Tuscon. If you don't mind an ageing infotainment system and a firm ride, the Ateca is an absolute bargain.
To find out more, read our full SEAT Ateca review
SEAT Arona 1.5 TSI EVO FR
Monthly cost: £239.83 (35 payments)
Initial payment: £1,438.98 (six months' payments plus £299.99 fees)
Mileage allowance:Â 5,000 miles per year
Pros
- Spacious and practical interior
- Reliable Volkswagen-based technology
- One of the better SUVs to drive
Cons
- Slightly dull cabin design
- Firm ride on some models
£310 per month over three years
Hyundai has come leaps and bounds from the cheap-feeling and dull cars of 20 years ago, and the Tucson is proof of this. It scored well and nabbed a podium finish in our family SUV group test last year, and will seamlessly slot into any family’s life. It’s dull to drive, but who really cares when the value is so good and the car so solid.Â
To find out more, read our full Hyundai Tucson review
Hyundai Tucson 1.6T Hybrid N Line
Monthly cost: £310.46 (35 payments, incl. VAT)
Initial payment: £1m862.76 (six payments plus £270 fees)
Mileage allowance:Â 5,000 miles per year
Pros
- Comfortable and roomy interiorÂ
- User-friendly infotainment systemÂ
- Range of hybrid engine options
Cons
- No diesel for long-distance drivers
- Not particularly fun to drive
£312 per month over four years
But it gets even better, as we're offering the sporty vRS model for less than £300 per month. The vRS takes the Octavia's practicality and makes it far spicier with more power and subtle tweaks to the steering and suspension. The latest update has streamlined the range down to a petrol offering only, and updated the infotainment.
To find out more, read our full Skoda Octavia vRS review
Skoda Octavia 2.0 TSI vRS
Monthly cost: £311.78 (47 payments)
Initial payment: £2,806.02 (nine payments plus £299 fees)
Mileage allowance:Â 5,000 miles per year
Pros
- Hugely practical
- Lots of engine and trim options
- Cheap to run
Cons
- Lack of badge kudos
- Motorway refinement isn't the best
£301 per month over two years
Parkers Car of The Year 2025
We like the car’s efficiency and the battery range of the 87kWh model, which will easily beat 300 miles in real-world driving. That's very welcome for a family car at this price point. We also appreciate the effort Renault has gone to in delivering a car that is largely recyclable – including the battery itself.
To find out more, read our full Renault Scenic E-Tech review
Renault Scenic E-Tech Techno 87kWh Long Range
Monthly cost: £300.97 (23 payments)
Initial payment: £902.91 (three months' payments plus £298 fees)
Mileage allowance:Â 5,000 miles per year
Pros
- Easy and enjoyable to drive
- Superb official electric range
- Spacious, well-planned interior
Cons
- Fidgety ride at times
- Poor rear visibility
£191 per month over four years
It’s practical too, with some very clever interior touches, as you’d expect for a product that’s pioneered the family SUV sector and is now in its third generation. An updated front end and some new kit only cements its reputation for excellence in the crossover class.
To find out more, read our full Nissan Qashqai review
Nissan Qashqai 1.3 DiG-T MH
Monthly cost: £190.78 (35 payments)
Initial payment: £2,289.36 (12 months' payments plus £238 fees)
Mileage allowance:Â 5,000 miles per year
Pros
- High-quality interior
- Lots of tech that works well
- Good to drive
Cons
- Mild-hybrid isn't the strongest
- Limited model range
Abarth 500e
£251 per month for four years
Just don't plan on going too far in it. The real world range is about 140 miles, and it plummets if you try and drive quickly. It also inherits the 500's tiny boot and ergonomically-flawed driving position. As a fun secondary car however, it's a tempting prospect, especially at this price.
To find out more, read our full Abarth 500e review
Abarth 500e Turismo
Monthly cost: £250.77 (47 payments)
Initial payment: £3,009.24 (12 months' payments plus £270 fees)
Mileage allowance:Â 5,000 miles per year
Pros
- Exciting looks
- Compact and agile
- Premium interior
Cons
- Not as fun as petrol models
- Sound generator is flawed
£307 per month over two years
We recommend picking the 1.5-litre petrol engine, and this deal does just that, coming in desirable R Line trim. At a little more than £220 per month, it's a lot of car for your money.
To find out more, read our full Volkswagen T-Roc review
Volkswagen T-Roc 1.5 TSI Black Edition
Monthly cost: £306.76 (47 payments, incl. VAT)
Initial payment: £3,681.12 (12 payments plus zero fees)
Mileage allowance:Â 5,000 miles per year
Pros
- Stand-out styling
- Low running costs
- Decent driving experience
Cons
- Disappointing interior
- R-Line's firm ride
These deals are indicative examples of some packages available as of 3 February 2025, but are subject to change without prior notice. Everyone’s financial circumstances are different and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically.
Best PCP deals
Like the idea of running a brand new car for an affordable monthly payment with the option to hand the car back at the end of the contract or buy it outright? You might be interested in Personal Contract Purchase (PCP) finance.
PCP is the most popular type of car finance, which means the best car finance deals in the UK are often PCP based. Beware:Â the difference between the best and worst PCP deals is enormous. Do your homework, though, and you can bag a great car for far less per month than you might expect.
£97 per month for two years with 4.9% APR
All configurations will give you change from £170 per month on a PCP deal, locked to 4.9% APR. Whether you want rock-bottom prices, capable 4x4 versions or plusher examples with more kit, the deals available for a Duster are worth celebrating. We're plugging for the Extreme Hybrid 140 and its frugal powertrain and plusher in sides.
To find out more, read our full Dacia Duster review
Dacia Duster Extreme Hybrid 140
Monthly cost: £97 (25 payments)
Deposit: £6,713
Deposit contribution: £0
Total amount payable: £28,841
Cash price: £26,850
Mileage allowance:Â 6,000 miles per year
APR:Â 4.9%
£216 per month for two years with 0% APR
Renault won our New Car Finance Award for 2025 and its not hard to see why with these tempting prices. The base model with a smaller battery pack can be picked up for £182 per month, and the fanciest bells-and-whistles model will only set you back £249 per month. Each trim level can be had for that all-important 0% APR too, which means Renault may well be picking up our award once more.
To find out more, read our full Renault 5 E-Tech review
Renault 5 E-Tech Techno 52kWh Comfort
Monthly cost: £216 (25 payments)
Deposit: £8,099
Deposit contribution: £0
Total amount payable: £26,995
Cash price: £26,995
Mileage allowance:Â 6,000 miles per year
APR:Â 0%
Pros
- Stylish design
- Impressively low running costs
- Economical
Cons
- Tight rear passenger space
- Firmer ride at low speed than rivals
£371 per month over three years with 0% APR and a £2,650 deposit contribution
For around £371 per month you can get your hands on an iV 50 with an official 242-mile range, which will cover the needs of most families just fine. This smaller-battery car is much cheaper than the long-range version, hence the competitive deal. Just make sure you work out whether you might really miss the extra range of the more expensive car, though.
To find out more, read our full Skoda Enyaq review
Skoda Enyaq iV 50
Monthly cost: £371.19 (36 payments)
Deposit: £6,654.75
Deposit contribution: £2,650
Total amount payable: £36,970
Cash price: £36,970
Mileage allowance:Â 10,000 miles per year
APR:Â 0%
Pros
- Roomy interior
- Claimed range of up to 336 miles
- Four-wheel drive available
Cons
- Expensive options
- Plain compared with flashier rivals
£169 per month for four years with 0% APR
Coming in at less than £170 a month, and with space inside for four, it'll dutifully serve as an economical small family car. Like the Enyaq above, this deal is for the smallest battery size, but that can be increased to the Long Range for just an extra £30 a month.
To find out more, read our MG4 EV review
MG MG4 EV SE 125kW
Monthly cost: £169 (37 payments)
Deposit: £10,196.50
Deposit contribution: zero
Total amount payable: £26,995
Cash price: £26,995
Mileage allowance: 8,000 miles per year
APR:Â 0%
Pros
- Better than far more expensive rivals
- Good ride/handling balance
- Long range and accurate readouts
Cons
- Touchscreen-led interior can be fiddly
- Some cheap plastics inside
£335 per month for two years with 0% APR
Alpine nailed the mid-engined sports car formula with the A110. At just over a tonne, the peppy turbocharged 1.8-litre four-cylinder engine has enough grunt to make for an enjoyable B road blast, especially when partnered with supple suspension and lovely handling.
To find out more, read our full Alpine A110 review
Alpine A110
Monthly cost: £335 (25 payments)
Deposit: £16,347
Total amount payable: £54,490
Cash price: £54,490
Mileage allowance:Â 10,000 miles per year
APR:Â 0%
Pros
- Exceptional to drive
- Lightness of build and compactness
- Usable and comfy in everyday driving
Cons
- Infotainment lags behind rivals
- Getting on a bit
These deals are indicative examples of some packages available as of 3 February 2025, but are subject to change without prior notice. Everyone’s financial circumstances are different and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically.
What type of finance to choose?
PCH personal leasing
Car leasing, also known as Personal Contract Hire (or PCH) is best the option if you want to change cars often. You will not own the car, but that gives you great flexibility.
PCP finance
Personal contract purchase, as typified by Ford Options, is the best option if you plan on keeping the car for longer. You make lower monthly payments than you would on a PCH deal, but you’ll need to make a balloon payment at the end of the deal if you choose to buy the car outright.
If you’re new to finance check out our full guides on PCH leasing and PCP finance.
Frequently Asked Questions
How do I know if I am getting a good deal on a new car?
When it comes to finding the best deals available, there’s lots of help out there. Our aforementioned finance deals page, for example, lists the top offers we’ve seen. This allows you to quickly get an idea of what’s available for your budget.
For many buyers, securing a deal with a low, or even zero, deposit is a crucial part of what makes the best finance deals the best. With higher monthly payments it’s possible to spread the cost of an initial payment over the course of the contract. Check out APR rates on all deals – obviously the lower, the better. This softens the blow and gets you the keys to a new car for a very low up-front cost.Â
But nothing beats shopping around. These days you don’t need to wear out shoe leather anymore, as Parkers has done all of the hard work for you by aggregating lease deals and highlighting them in one place. Check out our car leasing landing page, and get comparing!
How do I get a good finance deal on a new car?
With dealer contributions, varying APR, and some manufacturers throwing in free fuel among other benefits, judging what’s the best value car finance deal for you can be a minefield. A good figure to look for is the ‘total amount payable’ sum included alongside the offer.
This will show you exactly what you’ll end up spending on the car, in the long run. It will include factors such as interest charges, ‘finance facility’ and ‘option to purchase’ fees.
Again, shopping around is the best thing you can do here, if you’re used to using your local dealerships, don’t be afraid to be travel further afield and compare rival dealerships’ deals.
What cars are offering 0% finance deals?
Look at the best new car deals and you’ll see that many feature 0% APR finance. These 0% car finance deals are a tempting proposition because, provided you can put down the deposit required, they offer an easy way to spread the cost of a new car.
Here you will find a list of the 0% APR deals on offer – from Alfa Romeo to Volvo.
Deal watch update log
17 February 2025: Added PCH deals for the Volkswagen ID.7 Tourer and Volkswagen Golf GTI. Made the Volkswagen Golf GTI Editor’s Choice. Removed deals for the Cupra Formentor, Mazda CX-60, Vauxhall Corsa and Polestar 4. Checked and updated prices for all PCH and PCP deals.
10 February 2025: Added PCH deals for the SEAT Ateca, BMW i5 Touring and Abarth 500e. Made the SEAT Ateca Editor’s Choice. Removed deal for the BMW iX1. Checked and updated prices for all PCH and PCP deals.
3 February 2025: Added PCH deals for the BMW iX1 and made it Editor’s Choice. Removed deal for the Volkswagen ID.7. Checked and updated prices for all PCH and PCP deals.
27 January 2025: Added PCH deals for the Skoda Kodiaq and Mazda CX-60. Made the Skoda Kodiaq Editor’s Choice. Removed deals for the BMW iX and Peugeot 308. Checked and updated prices for all PCH and PCP deals.
20 January 2025: Added PCH deals for the BMW iX and Peugeot 308. Made the Renault Scenic E-Tech Editor’s choice. Removed deals for the BMW M4 and Ford Explorer. Checked and updated prices for all PCH and PCP deals.
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