You’re not the only person looking at cars in the best cars for £200 per month range – this article is among the most popular in our suite of new car deal pages. Despite rising prices and increasing interest rates, there are still lots of great cars available for around £200 per month.
That’s good news because £200 is roughly 10% of the average salary in the UK, and that’s what many finance experts consider a sensible amount to spend on a car. The other good news is that there are some really great cars available for around £200 (and up to £220 for those who can stretch a little) and we’ve found the ones we think represent the best value at this price point.
This list highlights both personal contract hire (PCH) – or lease – deals and a couple of our favourite personal contract purchase (PCP) deals. As this is a very competitive price point with lots of special offers available, we’ll be continuously updating this page with the latest offers.
Remember that prices can fluctuate day-to-day for leasing rates (known as PCH), so there may be times a car jumps out of our price parameters. But fear not, the leasing rate may return back down in a couple of days. Financing (or PCPs) is altogether more stable and will rarely budge for at least a couple of months.
Best new cars for lease for £200 a month 2025
Tremendous value for this award-winning EV
We love the real-world range of over 300 miles from the enormous battery pack. We also love the sharp driving dynamics, partly thanks to the relatively low weight for an EV. The interior is nicely trimmed and, even in base spec, comes with plenty of premium gadgetry. It's a genuine steal at this price.
To find out more, read our full Renault Scenic E-Tech review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Superb value for money
- Well-finished, spacious interior
- Excellent EV credentials
Cons
- Poor rear visibility
- The ride can get jittery at times
Bestselling family car staple
It is stellar value for money at less than £200 per month. The standard equipment is generous, and the tech is well-implemented. It's pretty enjoyable to drive too, and it always feels safe and secure. The downside? The mild hybrids at this price point aren't our pick of the range. They're refined and frugal but a little weedy against the E-Power Hybrid model.
To find out more, read out full Nissan Qashqai review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Striking styling, quality interior
- Lots of tech that works well
- Exceptional leasing rates
Cons
- Ride is fidgety
- The best examples are pricier
A premium feel on a budget
The MINI's rear space is limited, and the boot is tiny, so skip it if you frequently ferry more than one passenger around. But as a premium second car or something for a DINK household, it's perfect. You can even have it as an EV for the same cash as a petrol model.
To find out more, read our full MINI Cooper review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- High-quality interior
- A lot of fun to drive
- Stylish to look at, cheap to lease
Cons
- Boot space is limited
- Cramped rear seats
The quiet hero of the family SUV world
For a car that counts bestsellers such as the Ford Puma and Nissan Juke among its rivals, it offers a lot of quality for your money. If you have your heart set on a small SUV, a Captur should be near the top your shopping list.
To find out more, read our full Renault Captur review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Spacious, quality interior
- Easy-to-use tech
- Great value for money
Cons
- Hybrid model isn't particularly refined
- Limited powertrain choices
The sensible way to go electric
Futuristic styling subtly flexes its eco credentials, while the interior has been toned down and packed with better-quality plastics. You'll likely get the smaller battery for £200 a month, but with a range of 270 miles, it'll serve as a family car with no issue. Pair this with some excellent leasing offers, and it's just the ticket to going electric.
To find out more, read our full Volkswagen ID.3 review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Good real-world range
- Airy and spacious cabin
- Impressive performance
Cons
- Fiddly touch controls
- Cupra Born is better to drive
A wide range of options for this family hatchback
What the Astra does have in its corner, however, is value, especially when it comes to leasing. You'll have the pick of the range for under £200 per month, including hybrids, fully electric examples, and even a sports-adjacent GS model for less than £200. Quality is better than you might expect, and it's even pleasant to drive.
To find out more, read our full Vauxhall Astra review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Frugal petrol engine
- Impressive interior quality
- Surprisingly fun to drive
Cons
- PHEV doesn't handle as well as petrol version
- Rear leg and headroom are tight
Rock-solid supermini
There's still a lot to like about the Polo, especially for someone wanting something for an easy life. It's spacious for a supermini, and the interior technology is slick to use and bang up-to-date. Driving is refined and comfortable, if a little dull.
To find out more, read our full Volkswagen Polo review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Impressive interior technology
- Efficient engine range
- Spacious for a supermini
Cons
- Engines aren't exactly sparkling
- Dull driving experience
The best PCP deals for £200 a month
Stylish and wallet-friendly EV
Then there's the value. It's not hard to see why Renault won our New Car Finance award for 2025 with the exceptionally competitive rates available across the 5 E-Tech range. With tempting 0% APR rates and monthly payments as low as £182 to 5.5% APR examples with tiny deposits, the 5 E-Tech is shaping up to be a spectacular value for money.
To find out more, read our full Renault 5 E-Tech review
Renault 5 E-Tech Evolution 40kWh
Monthly cost: £182 (25 payments)
Deposit: £6,899
Manufacturer's contribution: Zero
Total amount payable: £22,995
Cash price: £22,995
Mileage allowance: 6,000 miles per year
APR: 0%
Seven seats for buttons
It's simple and spacious, and we adore it, to be honest. Even the relatively larger cars on this list don't come near the Jogger's value. You can get the - admittedly - thrashy hybrid model for as little as £138 per month, but our pick is the generously-equipped Extreme model.
To find out more, read our full Dacia Jogger review
Dacia Jogger Extreme TCE 110
Monthly cost: £185 (25 payments)
Deposit: £5,175
Manufacturer's contribution: Zero
Total amount payable: £22,098
Cash price: £20,700
Mileage allowance: 6,000 miles per year
APR: 4.9%
The interior is a real high-point. It's plush and comfortable and sports a user-friendly and slick infotainment system. You'll comfortably be able to either lease or fiance one for less than £200 a month. It won't be some boggo version either, we found the range-topping Esprit Alpine for £199 a month PCP.
To find out more, read our full Renault Clio review
Renault Clio Esprit Alpine E-Tech
Monthly cost: £199 (25 payments)
Deposit: £7,469
Manufacturer's contribution: Zero
Total amount payable: £24,895
Cash price: £24,895
Mileage allowance: 6,000 miles per year
APR: 0%
Amazing value for money, if you don't mind the range
What harms the MX-30 is its rubbish EV range and cramped rear seats, which even generous rear-hinged back doors can't make accessible. However, a huge £6,000 deposit contribution and 0% finance on a car that costs £27,995 does make it one of the most affordable EVs to finance. For that reason alone it's worth a query.
To find out more, read our full Mazda MX-30 review
Mazda MX-30 Prime-Line
Monthly cost: £199 (48 payments)
Deposit: £5,081.77
Manufacturer's contribution: £6,000
Total amount payable: £27,995
Cash price: £27,995
Mileage allowance: 8,000 miles per year
APR: 0%
Pros
- Outstanding interior quality
- Exceptional deposit contributions
- Enjoyable driving experience
Cons
- Poor EV range
- Rear seats are cramped
* These deals are indicative examples of some packages available as of 8 January 2025, but are subject to change without prior notice. Everyone’s financial circumstances are different and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically.
Update log
8 January 2025: Removed Vauxhall Grandland, Mazda 2 Hybrid, Citroen C4 X, Kia Proceed Shooting Brake, Dacia Duster and Skoda Octavia PCH deals. Added the Renault Scenic E-Tech, Nissan Qashqai and Volkswagen Polo PCH deals. Added the Renault 5 E-Tech and Dacia Jogger PCP deal.
Ryan Gilmore is the Car-Buying Editor at Parkers. Having cut his teeth product testing and deal hunting as our Deputy Commercial Content Editor, he’s a savvy shopper dedicated to helping you when it comes to choosing your next car.
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