You’re not the only person looking at cars in the best cars for £200 per month range – this article is among the most popular in our suite of new car deal pages. Despite rising prices and increasing interest rates, there are still lots of great cars available for around £200 per month.
That’s good news because £200 is roughly 10% of the average salary in the UK, and that’s what many finance experts consider a sensible amount to spend on a car. The other good news is that there are some really great cars available for around £200 (and up to £220 for those who can stretch a little) and we’ve found the ones we think represent the best value at this price point.
This list highlights both personal contract hire (PCH) – or lease – deals and a couple of our favourite personal contract purchase (PCP) deals. As this is a very competitive price point with lots of special offers available, we’ll be continuously updating this page with the latest offers.
Remember that prices can fluctuate day-to-day for leasing rates (known as PCH), so there may be times a car jumps out of our price parameters. But fear not, the leasing rate may return back down in a couple of days. Financing (or PCPs) is altogether more stable and will rarely budge for at least a couple of months.
Best new cars for lease for £200 a month 2025
Hugely impressive small SUV
Smart and sensible, the Skoda Kamiq should be on your radar if you’re after a refined small SUV for less than £300 per month. With class-leading passenger space and a comfortable ride, it’s remarkably easy to live with. It's clever too, the boot light doubles as a torch, there are removable bins and the luggage net is very clever. In short, it's a well thought-out car and a deserving winner of our Best Small Car award. Updated styling for 2024 also means it also looks less dull now.
There’s no hybrid option which may put some off, but the petrol engines on offer are frugal enough that it won’t be an issue. The pocket-friendliness extends to the leasing deals available. It’s not the most interesting car on this list, but it’s easily recommendable.
To find out more, read our full Skoda Kamiq review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
There’s no hybrid option which may put some off, but the petrol engines on offer are frugal enough that it won’t be an issue. The pocket-friendliness extends to the leasing deals available. It’s not the most interesting car on this list, but it’s easily recommendable.
To find out more, read our full Skoda Kamiq review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Handles well; comfortable ride
- Bright and well-made interior
- One of the best value small SUVs
Cons
- Low seating position for an SUV
- Not the most intersting
Comfortable electric small car
There’s a new wave of affordable electric small cars landing on our shores, offering interesting designs, efficient electric motors and compelling pricing. Of these, the Citroen e-C3 is currently the best to lease, costing around £200 per month. It’s a comfortable car for your money and well-equipped too.
The interior is nicely roomy for its size but the boot space is an awkward size. That comfortable ride also comes at the expense of sharp handling, so it’s not set up for a keen driver. The C3 is also available with a petrol engine for a similar monthly fee if you’re not wanting to go electric.
To find out more, read our full Citroen e-C3 review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
The interior is nicely roomy for its size but the boot space is an awkward size. That comfortable ride also comes at the expense of sharp handling, so it’s not set up for a keen driver. The C3 is also available with a petrol engine for a similar monthly fee if you’re not wanting to go electric.
To find out more, read our full Citroen e-C3 review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Low starting price
- Impressive space
- Excellent comfort
Cons
- High boot loading lip
- Range won't be enough for some
Bestselling family car staple
If the idea of an EV isn't your bag, the Nissan Qashqai makes for a superb petrol-powered family SUV. It remains in the upper echelons of the UK's bestselling car lists, and a recent new front end has kept it fresh.
It is stellar value for money at less than £200 per month. The standard equipment is generous, and the tech is well-implemented. It's pretty enjoyable to drive too, and it always feels safe and secure. The downside? The mild hybrids at this price point aren't our pick of the range. They're refined and frugal but a little weedy against the E-Power Hybrid model.
To find out more, read out full Nissan Qashqai review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
It is stellar value for money at less than £200 per month. The standard equipment is generous, and the tech is well-implemented. It's pretty enjoyable to drive too, and it always feels safe and secure. The downside? The mild hybrids at this price point aren't our pick of the range. They're refined and frugal but a little weedy against the E-Power Hybrid model.
To find out more, read out full Nissan Qashqai review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Striking styling, quality interior
- Lots of tech that works well
- Exceptional leasing rates
Cons
- Ride is fidgety
- The best examples are pricier
A premium feel on a budget
The latest MINI Cooper is a plush and charming car. Its revised styling and new interior make it feel premium beyond its price tag. Although it may have lost its manual gearbox option, the car still feels a joy to drive, as any good MINI should.
The MINI's rear space is limited, and the boot is tiny, so skip it if you frequently ferry more than one passenger around. But as a premium second car or something for a DINK household, it's perfect. You can even have it as an EV for the same cash as a petrol model.
To find out more, read our full MINI Cooper review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
The MINI's rear space is limited, and the boot is tiny, so skip it if you frequently ferry more than one passenger around. But as a premium second car or something for a DINK household, it's perfect. You can even have it as an EV for the same cash as a petrol model.
To find out more, read our full MINI Cooper review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- High-quality interior
- A lot of fun to drive
- Stylish to look at, cheap to lease
Cons
- Boot space is limited
- Cramped rear seats
The quiet hero of the family SUV world
Renault is in a golden age of making funky, affordable cars at the moment. The current Captur is a smart-looking family SUV that's one of the finest in its class. The interior quality punches well above its weight, and it’s decently spacious, too. It even drives and handles fairly nicely.
For a car that counts bestsellers such as the Ford Puma and Nissan Juke among its rivals, it offers a lot of quality for your money. If you have your heart set on a small SUV, a Captur should be near the top your shopping list.
To find out more, read our full Renault Captur review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
For a car that counts bestsellers such as the Ford Puma and Nissan Juke among its rivals, it offers a lot of quality for your money. If you have your heart set on a small SUV, a Captur should be near the top your shopping list.
To find out more, read our full Renault Captur review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Spacious, quality interior
- Easy-to-use tech
- Great value for money
Cons
- Hybrid model isn't particularly refined
- Limited powertrain choices
The Renault Clio is back on top of the supermini class, and now more desirable than ever. Now sporting a hybrid system, the Clio E-Tech is more frugal to run, even if the system is a little course. What really stands in the Renault's favour is the value for money it offers, and the high build quality.
The interior is a real high-point. It's plush and comfortable and sports a user-friendly and slick infotainment system. You'll comfortably be able to either lease or fiance one for less than £200 a month. It won't be some boggo version either, we found the range-topping Esprit Alpine for £199 a month PCP.
To find out more, read our full Renault Clio review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
The interior is a real high-point. It's plush and comfortable and sports a user-friendly and slick infotainment system. You'll comfortably be able to either lease or fiance one for less than £200 a month. It won't be some boggo version either, we found the range-topping Esprit Alpine for £199 a month PCP.
To find out more, read our full Renault Clio review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Excellent in the corners
- Clever hybrid powertrain
- Comfortable interior
Cons
- Tight rear passenger space
- Hybrid is more expensive
A wide range of options for this family hatchback
Living in the shadow of the Volkswagen Golf and Ford Focus, the Astra has diligently built a reputation as a solid choice for family duties, even if it lacks the badge prestige or driving dynamics as its key rivals.
What the Astra does have in its corner, however, is value, especially when it comes to leasing. You'll have the pick of the range for under £200 per month, including hybrids, fully electric examples, and even a sports-adjacent GS model for less than £200. Quality is better than you might expect, and it's even pleasant to drive.
To find out more, read our full Vauxhall Astra review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
What the Astra does have in its corner, however, is value, especially when it comes to leasing. You'll have the pick of the range for under £200 per month, including hybrids, fully electric examples, and even a sports-adjacent GS model for less than £200. Quality is better than you might expect, and it's even pleasant to drive.
To find out more, read our full Vauxhall Astra review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Frugal petrol engine
- Impressive interior quality
- Surprisingly fun to drive
Cons
- PHEV doesn't handle as well as petrol version
- Rear leg and headroom are tight
Rock-solid supermini
The Volkswagen Polo is a rational pick above everything else; it's the automotive equivalent of bran flakes. It champions practicality and efficiency above driving engagement or jazzy styling, which makes it a fine small car, especially at this price point.
There's still a lot to like about the Polo, especially for someone wanting something for an easy life. It's spacious for a supermini, and the interior technology is slick to use and bang up-to-date. Driving is refined and comfortable, if a little dull.
To find out more, read our full Volkswagen Polo review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
There's still a lot to like about the Polo, especially for someone wanting something for an easy life. It's spacious for a supermini, and the interior technology is slick to use and bang up-to-date. Driving is refined and comfortable, if a little dull.
To find out more, read our full Volkswagen Polo review
Leasing prices fluctuate too regularly to give an accurate number. However, this car does fall within the £200 per month ballpark figure.
Pros
- Impressive interior technology
- Efficient engine range
- Spacious for a supermini
Cons
- Engines aren't exactly sparkling
- Dull driving experience
The best PCP deals for £200 a month
Stylish and wallet-friendly EV
There's palpable excitement in the air about the new Renault 5 E-Tech. Look at it for a start; it oozes retro charm without being a case of style over substance. It's a practical small car at heart, and both comfortable and fun to drive.
Then there's the value. It's not hard to see why Renault won our New Car Finance award for 2025 with the exceptionally competitive rates available across the 5 E-Tech range. The standout deal for us is a mid-range Techno spec for £197 per month on 0% finance. The £8,099 deposit is a little hefty, but the car is worth it.
To find out more, read our full Renault 5 E-Tech review
Renault 5 E-Tech Evolution 40kWh
Monthly cost: £197 (25 payments)
Deposit: £8,088
Manufacturer's contribution: Zero
Total amount payable: £26,995
Cash price: £26,995
Mileage allowance: 6,000 miles per year
APR: 0%
Then there's the value. It's not hard to see why Renault won our New Car Finance award for 2025 with the exceptionally competitive rates available across the 5 E-Tech range. The standout deal for us is a mid-range Techno spec for £197 per month on 0% finance. The £8,099 deposit is a little hefty, but the car is worth it.
To find out more, read our full Renault 5 E-Tech review
Renault 5 E-Tech Evolution 40kWh
Monthly cost: £197 (25 payments)
Deposit: £8,088
Manufacturer's contribution: Zero
Total amount payable: £26,995
Cash price: £26,995
Mileage allowance: 6,000 miles per year
APR: 0%
Pros
- Classy interior
- Tidy handling
- Excellent finance
Cons
- Real-world range around 175 miles, 140 in winter
- Too many steering column stalks
A lot of car for the cash, even by Dacia's standards
Dacia could knock the entire family SUV class on its head with the new Bigster. It’s the biggest car Dacia makes – the clue is in the name – and it has all the hallmarks of a good Dacia. It’s cheap for one, even the top spec hybrid examples will set you back less than £30,000. It’s also spacious, rugged and clever. The hybrid system is good too, even if it’s not the fastest car in its class.
The finance rates are exceptionally cheap for the entire range, with deals as low as £149 per month. Our pick is the Extreme Mild Hybrid 130 4X4 which will set you back £190 with a deposit of £7,241. Interest rates aren’t very favourable, but where else can you finance a family car for under £200 per month?
To find out more, read our full Dacia Bigster review
Dacia Jogger Extreme TCE 110
Monthly cost: £191 (25 payments)
Deposit: £6,866
Manufacturer's contribution: Zero
Total amount payable: £29,388
Cash price: £27,465
Mileage allowance: 6,000 miles per year
APR: 4.9%
The finance rates are exceptionally cheap for the entire range, with deals as low as £149 per month. Our pick is the Extreme Mild Hybrid 130 4X4 which will set you back £190 with a deposit of £7,241. Interest rates aren’t very favourable, but where else can you finance a family car for under £200 per month?
To find out more, read our full Dacia Bigster review
Dacia Jogger Extreme TCE 110
Monthly cost: £191 (25 payments)
Deposit: £6,866
Manufacturer's contribution: Zero
Total amount payable: £29,388
Cash price: £27,465
Mileage allowance: 6,000 miles per year
APR: 4.9%
Pros
- Spacious interior and massive boot
- Undercuts most rivals on price
- Lots of standard equipment included
Cons
- Lacks refinement at motorway speeds
- Interior feels cheaper than rivals
Very affordable EV
Leapmotor is part of the new wave of Chinese manufacturers available here in the UK, and it’s made a decent splash with the T03. This pocket-friendly EV may not be class-leading, but it’s a fine method of transport. And for less than £15,995, it’s an utter bargain.
There’s not much evidence of bean-counting with the T03, sure the interior feels cheap in places and the seats aren’t comfortable, but the equipment levels are strong for such an affordable car. The finance rates are knockout however, £199 per month may not sound all that good, but when the deposit is £199, it suddenly becomes a steal.
To find out more, read our full Leapmotor T03 review
Leapmotor T03
Monthly cost: £199 (47 payments)
Deposit: £199
Manufacturer's contribution: £852
Total amount payable: £15,995
Cash price: £15,995
Mileage allowance: 6,000 miles per year
APR: 0%
There’s not much evidence of bean-counting with the T03, sure the interior feels cheap in places and the seats aren’t comfortable, but the equipment levels are strong for such an affordable car. The finance rates are knockout however, £199 per month may not sound all that good, but when the deposit is £199, it suddenly becomes a steal.
To find out more, read our full Leapmotor T03 review
Leapmotor T03
Monthly cost: £199 (47 payments)
Deposit: £199
Manufacturer's contribution: £852
Total amount payable: £15,995
Cash price: £15,995
Mileage allowance: 6,000 miles per year
APR: 0%
Pros
- Outstanding interior quality
- Exceptional deposit contributions
- Enjoyable driving experience
Cons
- Poor EV range
- Rear seats are cramped
* These deals are indicative examples of some packages available as of 16 April 2025, but are subject to change without prior notice. Everyone’s financial circumstances are different and the availability of credit is subject to status. Terms, conditions and exclusions apply. Parkers cannot recommend a deal for you specifically.
Update log
16 April 2025: Added Skoda Kamiq, Renault Clio and Citroen e-C3 PCH deals. Added Dacia Bigster and Leapmotor T03 PCP deals. Removed Volkswagen ID.3 and Renault Scenic E-Tech PCH deals. Removed Renault Clio, Dacia Jogger and Mazda MX-30 PCP deals. Updated all prices.
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