Parkers' guide to car subscriptions

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  The best 0% APR car deals April 2025 + every 0% APR car deal (0% finance)
  Check out the best new car deals, and you’ll notice that many of them share similar hallmarks, such as 0% APR finance offers. These deals are a tempting proposition because,...
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  Car finance or cash: which option is best for you?
  Choosing and financing your next car can be an arduous task. What type to get? Is it time to go electric or hybrid? Will the badge or its sleek looks...
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  Car finance: what is voluntary termination?
  Reading through the terms and conditions of a new car deal can generate a lot of questions. And, to avoid issues, it’s important to get the answers to each. Particularly,...
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  PCP car finance and insurance
  Health, home and life insurance may keep growing more complex, but insuring your PCP car remains refreshingly simple because all motorists in the UK are legally required to insure their...
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  Can I modify my car on a PCP finance agreement?
  Whether it’s fitting a new stereo, attaching a tow bar, or fitting a new exhaust, modifications are a popular way of personalising your car. But, if it’s financed, and before...
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  Martin Lewis action leads to 1.2 million claims for car finance refunds
  In response to the Financial Conduct Authority’s (FCA) investigation into rejected complaints over high car finance interest rates, Martin Lewis has confirmed more than 1.2 million are seeking compensation. The FCA’s...
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  What is Personal Contract Purchase car finance? | PCP explained
  Personal contract purchase (PCP) finance agreements allow car buyers to spread the cost of a car across a deposit, monthly payments and an optional final payment. Typically a PCP finance agreement...
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  How excess mileage charges add up
  Car finance deals make up around 90% of new car sales in the UK. The people of Britain love a PCP agreement and leasing deal, both of which have excess...
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  Car finance or bank loan: which is best for you?
  Choosing between a car finance scheme and a good old-fashioned bank loan is a common dilemma among modern car buyers. It’s an important decision to get right, because picking the...
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  Just Add Fuel explained plus deals
  Major motoring costs have a habit of creeping up on you. Just Add Fuel aims to cut down on the stress by bundling nearly everything into one monthly payment. Packaging all...
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  Cars vs public transport: driving can be cheaper than catching the train or the Tube
  Surprise, surprise, public transport in the UK continues to be a contentious issue. The latest in a long line of problems is the 10 days of strikes planned for the...
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  Car scrappage schemes: who, where and how in 2024
  If you’re looking to trade your old banger in for a present-day machine via a new car deal, you might qualify for one of the current car scrappage schemes. Good...
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  Care by Volvo subscription service guide
  By 2030 Volvo customers will only only be able to order electric Volvos – and they’ll only be able to do it online via Volvo’s Care by Volvo scheme. Care...
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  What is Hire Purchase (HP)? | Hire Purchase meaning
  What is Hire Purchase? Hire Purchase is the simplest of the major forms of car finance to explain. It helps spread the cost of a new car across a period of...
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  How does PCP work at the end of term?
  We bet if you’ve come to us via Google, your Personal Contract Purchase (PCP) deal is nearing the end of your agreement and you’ve found yourself asking ‘how does PCP...
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  How to find cheap car finance – Parkers shows you where you'll find the best deals in 2025
  If you’re shopping for a new car, you’ll be bombarded with an array of tempting car finance options. Some offers will be better than, however, so it’s important to know...
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  What is an Advance Payment Plan?
  If you’re planning on financing your next car but don’t like the idea of having to make payments every month, an Advance Payment Plan (APP) could be for you. Like most...
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  Bad credit car finance | Can I get a car loan with poor credit?
  Getting car finance with bad credit can be tricky. Whether you’re choosing a PCP (Personal Contract Purchase), HP (Hire Purchase) or PCH (Personal Contract Hire) agreement your lender will perform a credit check to look at...
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  Jaguar and Land Rover subscription service explained
  Jaguar Land Rover’s Pivotal service is among a slew of subscription services being offered by car manufacturers aiming to entice drivers who want something more flexible than PCP or leasing. Pivotal...
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  The guide to used car finance
  Used car finance is big business. According to the Finance and Leasing Association the used car retail sector was 10% larger in 2021 than it was in 2020. Why is used...